How to Get a Replacement Car Key
Losing a car key can be a stressful experience. It can also be expensive depending on the model you have.
The most convenient way to obtain a replacement is to call an auto locksmith. This is typically a less expensive and faster option than calling roadside assistance or a dealership.
Cost
Not long ago the loss of your car keys was not a big deal. You could go to the local hardware store and get a new key. Fortunately, today the process is more complex and expensive. The reason is that automobiles have become more technologically advanced, which means keys are also. While this could make keys more secure from theft however, they are also more expensive to replace.
The cost of replacing the lost car key will differ based on the year, model and make of your vehicle. Many newer vehicles have key fobs that have a transponder to stop theft. These chips must be paired to your vehicle. This typically requires a locksmith or dealer. The cost varies based on the model of your car, but it can reach $200.
Certain modern vehicles also have a laser-cut key that must be programmed using a special machine available only at dealerships and auto locksmiths. The cost of a key for this type of lock can be as high as $100.
Another factor that will affect the cost of a lost key is the location you live in. If you are located in a remote area, you will probably have to pay an additional fee for service due to the fact that the locksmith or tow truck has to travel a long distance to reach you. Locksmiths will also charge a fee for work performed on holidays, weekends or after-hours.
You can cut down on the expense of replacing keys to your car by keeping a spare key at home or in your wallet. Keep your vehicle's title or registration documents on your person. They will be required to prove ownership in the event that you need to contact a dealership for a new key. You can also contact your roadside assistance service. You may be able get a temporary replacement depending on the terms and conditions of your roadside assistance service.
Time is a factor.
The loss of your car keys can be a hassle however, you shouldn't be panicking. Make sure to look for your keys in obvious places, like your pocket or purse. You can then look back and reflect on your day to find out where you might have put them. This will help you remember if lost them, or if they are still in your vehicle. It's probably time to replace your car keys if you can't locate them.
Most newer cars have a remote key fob that uses a code to unlock and start the vehicle. This type of key needs to be programmed with your specific vehicle, and this is typically a task that requires a professional. Contact an auto locksmith and bring evidence of ownership.
Old-fashioned metal car keys are much simpler to replace than remote fobs for keys. They are completely mechanical and are easy to duplicate. A locksmith near you can replace your lost key on the right on the spot. They can also duplicate the ignition cylinder in your vehicle and this is an additional cost. If you want to make copies of your old car keys, go to a hardware shop that specializes in cars to have them made quickly and inexpensively.
It is also advisable to replace your car keys if they're beginning to appear worn. Regular use can wear down the teeth on the key and make it difficult to align them properly. If the key starts to become stuck in the lock, that's a sign that it is time to replace it.
The dealer might need to program the key if you own the latest model or premium vehicle. This is a complex task that could take several hours to complete and can cost a significant amount of money. You could be covered by your insurance or warranty depending on the make of your vehicle.
Availability
Even if your driving skills are excellent, you can still lose your keys. This can be a real issue particularly if it happens at an inconvenient moment like when you're at the grocery store or a gas station and you want to get back home. There are several options to replace a lost key. You can contact your insurance provider, find a local locksmith, or contact roadside assistance.
You'll first need to determine the kind of key you have. It's important to know that different cars have different keys. Some are old-school and only lock through the key cylinder, while others have chips that communicate with the car to open the doors and start it up. Certain keys can be easily replaced by an auto-locksmith while others might require you to visit a dealership to purchase one from the manufacturer.
If you're using a traditional key or a smart key the first step should be to read the manual or call the dealership for directions on how to program it to your car. You will need to provide proof that you own the vehicle and then wait several additional days before your dealer can request a replacement. This process might also require you bring the vehicle to a locksmith or service provider to have it programmed, so this isn't the ideal option for people with tight schedules or have a limited mobility.
The process is much simpler if you have an extra. You can typically purchase a replacement key online for a relatively low price, depending on the type of vehicle. If your keys come with an electronic transponder or key fob, you will need to consult a licensed expert to program and replace them. Depending on the make and model of your car it could mean arranging for an auto towing service or letting a locksmith complete the task for you.
Another method of getting an updated car key is by using a Bluetooth tracker. These tiny devices are attached to your keyring, emitting the signature, which can be picked up using an iPhone with an application installed. The app will show you where the key is, so you can find it whenever you need to.
Insurance
Typically insurance for cars does not cover keys that are lost. However, there are exceptions. Some of the most reputable insurance companies, that are committed to customer satisfaction, provide additional insurance for things such as keys that are lost. This is usually an additional cost, but it could be less expensive than having to pay out-of-pocket for key replacement costs.
If your car insurance covers keys lost is dependent on the policy and the deductible. Most traditional metal keys are simple to replace, however those with an smart key or an electronic fob, it can be more difficult. These keys are laser-cut and use computers to transmit an electronic signal to the vehicle, so they're a lot more difficult to replace than traditional mechanical keys. In addition, these kinds of keys are more expensive because you'll likely need to pay for locksmith services as well as the cost of a new key.
If you're looking to cut costs on a replacement key that's lost think about using an auto club or roadside assistance service. These services can offer discounts to locksmiths, and they may even reimburse you for the cost of a replacement. Some of these firms also offer emergency lockout assistance, which can be useful when you're in a hurry and need to get back on the road.
Another option is to call your car dealer to see whether they can help. Most dealerships have locksmiths on staff, and they might be able to make you new keys at reasonable prices. If the dealer needs to make a key for your specific model it could take a few days. Keep all receipts and documents, whichever method you choose. This will enable you to file a claim if needed with your insurance company.
The loss of your car keys is a frequent event. It's not a pleasant experience however, it can happen to anyone. There are ways to minimize the consequences. While replacement car key and quickest way to replace your lost keys to your car is to contact an authorized locksmith in your area It is important to weigh the financial advantages against the time and any possible deductible payment prior to making a claim to your insurance company.